Some advice firms aren't transparent about fees, our competitors already know how we charge, so we're not keeping them from you. It's an open door, transparent policy.

So that we can properly resource our business, which in turn ensures we can continually provide services to our clients, any initial work we do on your behalf is subject to our minimum charge of £1,250.00. In practice this means that investable amounts under £41,666 including regular premium investments will be charged at this rate 

Our fees must present value to you and the services you require. If we don't feel that we can add enough value to you we will not proceed to offer you advice. 

Fees can usually be taken from the underlying pension or investment, however this does not mean the advice is free, this is usually in the form of a debit from the investment value. 

Before proceeding with any advice we will ensure that you know what the cost is in pounds and pence. 

You may ask us to undertake other work not directly linked to a particular investment, such as tax planning. For this we will agree a fee, based on our hourly rates, before we undertake this work. Before proceeding with any advice we will ensure that you know what the cost is in pounds and pence. 

The cost for advice is calculated as follows:

This work falls under our minimum fee of £1,250.00.

 The cost for advice is calculated as follows:

As the amount is under £100,000 the full amount is charged at the starting rate of 3%

£98,000 @ 3% = £2,940

A portfolio of £790,000.

The cost for advice is calculated as follows:

The first £100,000 @ 3% = £3,000

The next £150,000 @ 2% = £3,000

The next £250,000 @ 1% = £2,500

The remaining £290,000 @ 0.5% = £1,450 

Total = £9,950 which is equivalent to 1.26%